S’cues the pun but I wanted to shed a little humour on the tricky subject of wills.
There’s nothing glamorous or sweet about having to decide what happens to your most treasured possessions in the light of you not being here anymore, sorry I can’t say the ‘D’ word, it’s yucky and I don’t like it. But it’s a reality that it comes to us all, unless you’re Batman of course. (can you tell I’m a mum of boys?) Anyway, serious face back on and straight to it, have you got a will?
It doesn’t matter how old your are, if you’re a parent, which most of you reading this are, have you ever given some serious thought who would look after your kids in the event of your ‘passing over’ ?(I’m determined to write this post without saying the D word) Hubby and I had briefly discussed it but nothing was officially down on paper and it was a niggle that kept, well niggling. I wondered how the chosen guardians would be able to look after my boys financially so there was minimum stress on all parties involved. I could easily take the stance that, well I’m not around so everyone else can sort it out but my boys are my everything and I needed to be sure that through the trauma of ever loosing a parent, official things were in place.
It’s awful I know but it’s true. My dilemma however, was finding the time to ever get round to making a solicitor appointment and sorting it out plus the idea of going into a solicitor’s office and talking about such personal things un-nerved me and then there was the cost.
I’d skirted around the idea of buying an off the shelf will kit but as I do so much online and will shopping just doesn’t cut it, that never happened either. Then an opportunity came around, an opportunity that made me think, perfect! I’m a busy mum, with a young baby and it answered all my dilemmas. Use an online Will writing service.
I’m 40 this year and that makes you thing about mortality (see didn’t say it!) more than ever, I’m middle-aged, nearly, and I’ve got to do grown up things. I’ve even written a bucket list of things to do before your 40. With a growing family, change in financial circumstances and new business venture on the horizon it’s really not that exciting a list, I may write a blog post on it, I may not, but a will does feature on my list. So Hubby and I sat down one evening and put our serious hats on.
Using the Make Me a Will online will writing website, we took in turns to type out who would have our children, who would we leave our house and assets to and who would be the executors.
The whole process took around an hour, it features really easy to follow step by step instructions. A single will on the premium service costs just £39 or £55 for 2 mirror wills, which I chose so Hubby and I had one each. There are options for families with children from previous marriages, education and religion decisions and even your funeral plans. With the premier service you save your finished will and print it off at home, you can upgrade to get it printed and bound. Once completed you’re taken through to the payment page and I was thrilled to see my old favourite PayPal there. I’m awful at remembering my credit card details and have on many occasions given up buying something at the payment stage purely down to the frustration of forgetting my password and not wanting to go through the whole process of resetting it.
Once you’ve paid you download your will and corresponding paper work and print it out. It’s really as simple as that. No scheduling appointments with solicitors, having to find childcare, parting with big sums of cash and having to have a face to face conversation with someone in a suit about your personal and precious things (As a hormonal, breastfeeding, sometimes sleep deprived mum that was the clincher for me as I couldn’t guarantee that I wouldn’t cry in front of a stranger talking about something so sad!)
It’s actually a huge relief now it’s done, I’ve printed enough copies for all parties involved to keep and I can relax that I’ve ticked something off my bucket list.
On that note, I’m off to tick something else off……now that would be telling.